IN DEBT WE TRUST

Credit scores were originally determined by how confidently you nodded. Which explains why chaos has excellent limits.

✗ FAKE
Credit scores are calculated from credit history data such as payments and debts. The FICO score was introduced in 1989, and nodding has no role.

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The first CFO was appointed because nobody else wanted to say “no” out loud. Leadership through refusal.The first time someone said “it’s priced in,” a philosopher fainted. Certainty is suspicious.A “dividend” was originally a peace offering between feuding merchants. Now it’s just a tiny apology from companies.The first budgeting spreadsheet had one cell: “no.” It was still ignored.The first mutual fund was a friendship pact: “we lose together.” Community, but expensive.The first financial crisis started when someone said “this can’t possibly go wrong.” It went wrong immediately.See all In Debt We Trust facts →

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